One Mortgage.
One Payment.
Endless Ease.

Consolidate. Simplify. Thrive.

With a portfolio loan, you can bid farewell to the complexities of managing multiple mortgage payments. Experience the convenience of making just one monthly payment, freeing up your time and energy to focus on what matters most—growing your real estate portfolio.

Rental Portfolio Loan Rates + Terms

Rates starting at


Loans starting at


Rate + Term or Cash-Out

Up to 75%


30-Year Fixed

only options

*Rental Portfolio Loan rates and terms are based on a combination of factors: LTV, FICO, and experience and are subject to change.

One Mortgage. Countless Benefits.

Streamlined Management

Simplify managing your real estate debt. Instead of juggling multiple loan payments, make just one consolidated payment.  


Simplified Cash Flow

Achieve greater peace of mind and financial stability by reducing the risk of missing payments on multiple loans.


Enhanced Borrowing Power

Leverage multiple properties as collateral and use it to expand your real estate portfolio. Cash-out and fund new acquisitions.

Frequently Asked Questions

A rental portfolio loan is a type of financing that allows real estate investors to finance multiple rental properties as a portfolio rather than individually. It simplifies the borrowing process and provides flexibility for managing and growing a portfolio of rental properties.

Rental portfolio loans work by evaluating the overall performance of a real estate investor’s rental property portfolio. Lenders consider factors such as the rental income, expenses, and the investor’s financial strength to determine loan eligibility and terms. This allows investors to consolidate multiple properties into a single loan, making it easier to manage and operate their rental portfolio as a profitable business.

Rental portfolio loans offer several benefits, including simplified financing for multiple properties, potential cost savings through consolidated loan payments, and increased borrowing power based on the overall performance of the portfolio. It provides flexibility and efficiency for real estate investors looking to grow their rental property holdings.

Qualifications for a rental portfolio loan may vary depending on the lender, but generally, lenders consider factors such as creditworthiness, rental property cash flow, investor experience, and the number of properties in the portfolio. Having a solid track record, financial stability, and positive rental property performance are important factors for loan approval.

Yes, rental portfolio loans are specifically designed to finance multiple properties within a portfolio. Instead of applying for individual loans for each property, investors can streamline the process by securing a single loan that covers multiple properties, making it more convenient and efficient.

2 properties is the minimum number required for a rental portfolio loan.

The maximum loan amount is generally 75% of the appraised value.

Yes, much like a DSCR rental loan, rental income can be used to qualify for a rental portfolio loan. Lenders often consider the rental income generated by the properties in the portfolio as a source of repayment. However, lenders may have specific requirements regarding the documentation and stability of rental income to qualify for the loan.

Interest rates and terms for rental portfolio loans can vary depending on factors such as the borrower’s creditworthiness, the performance of the rental portfolio. The rates from the lenders on our panel currently start at 7%.

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